We know how puzzling life insurance can be. Essential Benefits makes it easy.
<h1 id="page-title">Life Insurance</h1><h4>It helps and protects your family</h4><p>Life Insurance protects your family from the financial burdens an untimely death and the loss of future income would create.</p><p>Nobody would willingly leave their family without the means to pay for housing payments or other life necessities. Yet so many income winners are without adequate life coverage.</p><p>The good news is that Life Insurance is typically not expensive yet provides peace of mind when it comes to caring for your family.</p><blockquote><p>Life Insurance benefits can be used to pay off a mortgage, provide for college tuition or to pay for child care if a surviving parent needs to return to the workforce.</p></blockquote><h5>Life coverage comes in many forms, but three types are currently most popular</h5><p> </p><h6>Term Life Insurance – Simplest form of family or mortgage protection.</h6><ul><li>Level Death Benefit throughout the life of the policy.</li><li>Premiums do not change throughout the life of the policy.</li><li>Purchase a Term (length of the policy) that equates to getting your children through college, the length of your mortgage or to retirement age.</li><li>Simple medical exam is required for policies greater than $250,000.</li></ul><h6>Return Of Premium Term Life Coverage</h6><ul><li>All of the benefits of Term Life, but upon surviving / outliving your policy, your Premiums are returned to you tax free.</li></ul><h6>Permanent Life Insurance</h6><ul><li>Permanent Life Coverage builds Cash Value that can be accessed tax-free to be used for college tuition or augment retirement income while constantly maintaining a death benefit to financially protect your beneficiaries.</li></ul><p><a href="/get-a-quote" rel="pages/91c7eba5-7835-4f16-873b-f94473e36ef0">Get a FREE QUOTE for Life Insurance today »</a></p>