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Accident Insurance

Be prepared for life’s unexpected twists and turns with accident insurance, offering financial protection against unforeseen injuries and accidents.

Critical Injury Insurance

Critical Injury insurance pays a lump sum benefit to the insured person upon suffering an initial diagnosis of a list of medical conditions. These include heart attack, stroke, cancer, advanced Alzheimer’s Disease, or a major organ failure. Partial benefits are paid for coronary bypass surgery and angioplasty.

Determine a lump sum benefit amount that suits your family’s income needs. Pick a smaller amount to offset your medical out of pocket expenses or a more significant amount if you may need income replacement. Use your benefits to hire domestic help or childcare, to pay for necessary home modifications or for whatever you see fit. Benefits are paid directly to you, not to your health insurance carrier or medical provider.

Accident Insurance

Accident Insurance is there to lessen the financial burden of life’s everyday mishaps. Whether you throw out your back gardening or your child skateboards his way into the ER, a supplemental Accident Insurance policy can annually reimburse you up to $15,000 of your out of pocket medical expenses.

  • Benefits are paid regardless of whether you have health insurance or not.
  • Benefits are paid directly to you – not to your doctor, the ER or the urgent care center you visit.
  • Receive reimbursements for the following types of services – Ambulance services, ER or urgent care center visits, out of network surcharges, surgery charges, ongoing physical therapy, diagnostic exams such as CT scans or an MRI and many more.
  • This type of insurance is guaranteed issue which means there is only a simple application to complete and no medical exam or information requests of your doctor are necessary.

Hear What Our Clients Have to Say

“Great service from a first class, expert health insurance specialist who really knows the small group and individual business.
David F.
Fullerton, CA
“Navigating small business insurance in WA State is difficult. I think finding a fabulous insurance broker is equally as difficult. Gordon came as a referral from a dear friend who has utilized his services for many years. Gordon didn't disappoint. He is knowledgeable, very responsive, and I always felt he had my best interest at heart as we navigated my unique situation. Even if you are in the individual market, he can help you there as well.
Tammy W.
Seattle, WA
“My husband and I have a COBRA plan which is set to expire and no other health insurance benefits through work. Gordon expertly helped us find new health insurance at a lower price starting next year - and walked us through the pros and cons of each plan on the Health Plan Finder. It would have been impossible to navigate this on our own. It is a very scary time to be without health insurance and limited income - and we are deeply grateful for his guidance and expertise as we will now have coverage at a lower premium for 2021. Most importantly some peace of mind. Thank you Gordon.
Margaret K.
Seattle, WA
“Working with Gordon has been an AMAZING experience. He is so knowledgable and easy to work with always looking out for my best interests. Just moving to WA from CA, I was totally lost when it came to finding a good plan and he gave me really great options and advice. He is easy to get ahold of and is always very responsive. I highly recommend him to everyone if you need help finding health insurance!!! I can't say enough good things about him and his business.
Nicolle R.
Seattle, WA
“Just got some incredibly useful health insurance information from Gordon in a quick call that saved me literally hours of time. Will be calling back for a more extended consultation. Thanks, Gordon!
Foodie G.
Seattle, WA
“In the midst of a job transition, I was exploring my health insurance benefits and was referred to Gordon. He immediately helped and gave me sound advice even though it wasn't in his own best financial interest. I appreciate his candor, responsiveness and integrity. I would wholeheartedly recommend him!
Matt S.
Burlingame, CA
“I can't say enough about Gordon. He is professional, knowledgeable and was able to get me a great plan and save me money. He knows so much about all the providers and what he doesn't know he will research quickly. He's reliable, responsible, professional and knows his stuff. I'd be thrilled to recommend him to anyone.
Rebecca Y.
Seattle, WA
“Excellent!!! Great, knowledgeable service, fast & with a friendly 'can-do' demeanor. Invaluable!
Ed B.
South Beach, San Francisco, CA
“Gordon helped our small business through the process of obtaining health insurance for the first time. We couldn't be happier with the service we received. He was incredibly responsive and helped us get the application submitted and approved very quickly. He is a great communicator and goes beyond any similar broker I have worked with in terms of the depth of his explanations and his willingness to be available to our employees for any insurance related questions. We strongly recommend Essential Benefits!!
Elizabeth P.
Seattle, WA
“I started working with Gordon to get personal insurance because my employers insurance wouldn't cover a surgery that I needed. When we hit a road block in the individual market, Gordon offered to consult with my boss and explore other opportunities that were available. It was a win win for everyone I was able to get my surgery covered and my boss was so impressed that he hired Gordon as our new insurance broker! The level of service that Gordon has provided to me and my office has been utterly incredible.
Kristen O.
Seattle, WA
“HIGHLY recommend!! I was completely lost without Gordon and he was able to help me understand my options and held my hand (figuratively) as we signed me up for plans. His responses were always timely, professional, and clear. If you're a small business owner and looking for help with the insurance process, Gordon is the best.
joanna h.
Seattle, WA
“Gordon was a total life saver!! I gave him all the information that he needed(doctors that I wanted to stay with how often I go to the doctor etc.) He research it all and narrowed it down for me and helped me choose the best plan for myself. I can not say enough great things about him. Picking an insurance plan is so stressful but it absolutely does not have to be if you work with Gordon, I promise he will make your life so much easier!
Mallory R.
Seattle, WA

Additional Insurance Solutions

Get the coverage you need to feel safe and secure for all of life’s adventures.

Health Insurance

We support multiple carriers (Regence, Kaiser Permanente, Group Health, LifeWise), along with HSA, dental, prescription drug, and vision options.

Life Insurance

Protect your employees’ families from the financial burdens created by the loss of future income due to an untimely death.

Disability Insurance

Provides paycheck protection in the event you lose your job due to any health issue or accident.

Critical Injury Insurance

Covers a lump sum benefit on major medical conditions including heart attack, stroke, cancer, advanced Alzheimer’s Disease, and major organ failure.

Schedule a Free Consultation Today

Let us simplify the complexities of insurance, so you can focus on creating memories with your family.